How pension tax relief works…
UK investors under age 75 can benefit from up to 45% pension tax relief this tax year.
The higher your rate of tax, the more tax relief you could receive. Even non earners, including children,
and those with an income under £3,600 can benefit, but can only contribute up to £3,600 this tax year (2013/14)
● Basic-rate tax relief of 20% is added automatically. For instance, you contribute £8,000 to your
pension and the government adds £2,000,to make a total investment of £10,000.
● Higher-rate taxpayers can claim back up to a further 20% through their tax return –another £2,000 in
this example. So the cost of a £10,000 contribution is as little as £6,000.
● Top-rate taxpayers can claim back up to a further 25% through their tax return – another
£2,500 in this example. So the cost of a £10,000 contribution is as little as £5,500.
Contact your independent financial adviser to act now

The following piece was written by an eighty five year old man who learned that he had but just a few days to live…

“If I had my life to live over again, I’d try to make more mistakes next time.

I wouldn’t be so perfect. I would relax more. I’d limber up.

I’d be sillier than I’ve been on this trip.

In fact, I know very few things that I would take seriously.

I’d be crazier. I’d be less hygienic.

I’d take more chances.

I’d take more trips, I’d climb more mountains, I’d sail more seas.

I’d swim more rivers, I’d go to more places I’ve never been to.

I’d eat more ice cream and fewer beans.

I’d have more actual troubles and fewer imaginary ones!

You see, I was one of those people who lived sanely and sensibly hour after hour, day after day, year after year.

Oh, I’ve had my moments, and if I had it to do over again, I’d have more of those moments – moment by moment by moment.

I’ve been one of those people who never went anywhere without a thermometer, a hot water bottle, a raincoat and a parachute.

If I had it to do all over again, I’d travel lighter next time.

If I had it to do all over again, I’d start out earlier in the spring and stay away later in the fall.

I’d ride more merry-go-rounds,

I’d watch more sunrises,

I’d play with more children,

If I had my life to live all over again…

But you see…

I don’t.”

Jorge Luis Borges

As part of our launch we just wanted to introduce ourselves and thought it would be a great ice breaker to get some feedback on our brand new website.

So in terms of the design, feel and importantly the content of our services we would really like to hear from you.
If you have any questions about what we can do for you (or comment about our website!) just get in touch at neilprice@companionfinancial.co.uk.

More news will follow soon. Thank you.